Home Buyer Compass 2.1

Grow Nest Egg, LLC – Commercial – iOS
av 3 röster

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<p>This affordability calculator stands apart from the typical home affordability tools currently available. Many calculators primarily focus on determining the home value for which an individual may qualify based solely on gross monthly income and total monthly debt. However, this approach can be misleading. For instance, one may have a minimal monthly debt yet face substantial ongoing expenses related to healthcare, travel, or childcare. Conversely, an individual with a high gross income might find their actual take-home pay significantly reduced due to extensive contributions to retirement accounts such as a 401(k).</p>

<p>The discrepancy between lender qualifications and actual financial capability is where this calculator excels. It not only assesses the home value for which a lender might provide qualification but also offers insights into what one can genuinely afford based on comprehensive financial considerations. This dual perspective allows users to make informed comparisons between lender-qualifying amounts and realistic affordability.</p>

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